Draft for legal review · Last updated October 2026
Fees
One annual fee, set by the size of your total portfolio, applies to the whole portfolio: 2.00% a year from $10,000, 1.75% from $50,000, 1.50% from $100,000, 1.25% from $250,000 and 1.00% above $1 million. For example, a $150,000 portfolio pays 1.50% on the full $150,000. Fees are agreed in writing before any service begins and are paid only through banking channels.
Conflicts of interest
We receive no commission, referral fee or other compensation from any product provider, fund house or broker, including Interactive Brokers. Brokerage and currency-conversion charges levied by Interactive Brokers are paid by the client directly to Interactive Brokers at its published rates, and no part of them comes to us.
Custody
Client assets are held in the client’s own name at Interactive Brokers. We cannot withdraw or transfer client money or securities.
Use of technology
We use software tools, including analytical and AI-assisted tools, to support research and portfolio analysis. All client work is reviewed by the founders.
Risk
Investments in securities markets are subject to market risks. Overseas investments carry additional risks, including currency movements, country, regulatory and tax risks. Past performance is not indicative of future results. We do not promise or guarantee returns. See Important Information.