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Fully legal. Fully in your name.

Indian residents can invest up to $250,000 a year abroad under RBI rules. Here is how it works with us.

Mumbai skyline along Marine Drive, where Meridian Capital is based
Mumbai

Five steps.

  1. 1 meeting

    Consultation

    Your goals, and whether global investing suits you.

  2. 1–2 days

    Agreement

    Agreement and risk profile.

  3. About a week

    Open your account

    An Interactive Brokers account in your own name.

  4. 2–3 days

    Fund via LRS

    Transfer from your Indian bank.

  5. Ongoing

    Invest & review

    We recommend, you approve, we review yearly.

Goals first. Products last.

Most platforms help you buy US stocks. We help you decide whether you should, how much, and why.

The app approach
The Meridian Capital approach
Starts with a stock
Starts with your goals
Sells access
Builds your plan
You figure out how much
We size your global allocation
Earns from your trading
Paid only by you, never by products
Leaves tax to you
Built around Indian tax and LRS

  1. Discover

    Your goals, timelines and future dollar spending.

  2. Profile

    Your risk capacity and tolerance, including currency risk.

  3. Allocate

    How much of your wealth should sit outside India, and where.

  4. Implement

    Low-cost, diversified funds in your own Interactive Brokers account.

  5. Review

    Rebalancing every year, plus a tax-ready summary for your CA.

The rules, simply.

How much can I invest abroad?Up to $250,000 per person, per financial year.
This is the RBI’s Liberalised Remittance Scheme. Each family member has their own limit, so a family of four can remit up to $1 million a year.
Is there tax when I send money?20% TCS on remittances above ₹10 lakh a year.
Tax collected at source is an advance, not an extra tax. You adjust it against your income tax when you file. Calculate your TCS →
How are my gains taxed?12.5% after 24 months; your slab rate before that.
Gains on foreign shares and ETFs held for more than 24 months are long-term and taxed at 12.5%, plus surcharge and cess.
What about dividends?Taxed in India, with credit for US tax withheld.
The US withholds 25% on dividends for Indian residents under the tax treaty, which you claim as a foreign tax credit in India.
What do I have to report?Schedule FA in your income tax return.
Foreign assets are disclosed every year. We give you a tax-ready summary for your CA.
Is there US estate tax?Yes, above $60,000 in US assets.
Non-US persons holding US-located assets above $60,000 at death can face US estate tax. Check your exposure →

Your money never touches ours.

Paid only by you
One fee

No commissions, no product payouts, no markups. Our fee is the only money we earn from you.

Held in your name
Your account

Your investments sit in your own account at Interactive Brokers, listed on Nasdaq. We cannot withdraw or move your money. Log in ↗

Protected at the broker
$500K + $30M

SIPC protection up to $500,000 at Interactive Brokers LLC, plus Lloyd’s excess cover up to $30 million per account.